The easiest, smartest way to bank today

Our cards lets you spend only the money you load on it and keep track of your spending.

Get a New Reloadable Card

Get a new SkoyPay card

Shop Online for Great Deals

Manage Rewards and Card

Experience The Power & Rewards of SkoyPay Visa® Prepaid

Preferred Rewards & Online Deals!

Shop Now Online! Up to 50% off on your favorite brands, flash deals at national retailers and VIP Preferred benefits!

What customers are saying about us

I didn’t have to count points or turn in vouchers. I got great rewards offers linked to my card!

Oluwabusola Beckley – Lagos, Nigeria

Use Your SkoyPay card to link Preferred Offers!

Simply use your SkoyPay card to buy online and redeem in-store or shipped!

Coming Soon

Refer A Friend, Get Rewarded!

When your family member or friend loads at least ₦8000 to their newcard, you’ll each get₦ loads in rewards!

Learn more >>

Earn Rewards To Refill Your Prepaid Phone!

Get ₦200 back each Time you add ₦5,000 or more.

Coming Soon

Privacy and Security Center

Your security is a priority at SkoyPay. We keep your information secure and safe. Also,learn tips to avoid being victimized.

IMPORTANT INFORMATION FOR OPENING A NEW CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, enrollment requires all financial Institutions and their third-party service providers to obtain, verify, and record Information that Identifies each person who opens a card Account. What this means for you: When you open a Card Account, we will ask for your name, street address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your Bank Verification Number (BVN), driver’s license or other identifying documents. In accordance with federal regulations, until it is activated and registered, a prepaid card is subject to initial load limitations, may not be used for ATM use, international transactions or account-to-account transfers, or be reloaded.

  • “Guaranteed Approval” is contingent upon passing this mandatory identification confirmation.
  • There are costs associated with the use and reloading of the Card Account. See the Cardholder Agreement and the online Account Center for information about the costs, terms, and conditions.
  • Some bill payment services are subject to fees. See the online Account Center for details about the range of methods offered through third-party service providers.
  • To minimize losses, Cardholder must notify SkoyPay promptly of any loss of the card or compromise of the Card Account. Other terms apply. See the Cardholder Agreement for details.
  • Direct Deposit and earlier availability of funds are subject to payor’s support of this feature and timing of payor’s funding. Check with your payor to find out when the direct deposit of funds will start.
  • Fee may be assessed by reload location and may vary from location to location.

SkoyPay Visa Prepaid Cards are issued by Stanbic IBTC, pursuant to a license from Visa International. Skoybus Services Limited, is an authorized Independent Sales Organization of Stanbic IBTC. Use of the Card Account is subject to funds availability and ID verification. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. See the Cardholder Agreement for details.