The SkoyPay Prepaid Debit Card is a smarter way to manage your money and it’s much safer than carrying cash.

Getting Started is Easy as 1- 2- 3!

Provide Your Name and ID

Activate Your Card

Load Your Card

It’s simple. Just provide us ith your name and BVN.We’ll have a new card personalized with your name on it.

You’ll get a notice within 7-10 business days of your request informing you of where to go pick up your new card!

It takes less than a minute. Order your SkoyPay card today!

Once your new personalized is picked up by you in-person, you must activate it before you can use it.

Card Activation is easy and fast:

  • Activation takes only about 1 minute
  • Select the plan that best fits your needs
  • Create an online account for managing your money
  • Signup for Preferred Alerts text messages

Activate Your Card or Dial +234 SKOY-PAY

It’s easy to add money:

  • Set up Free Direct Deposit of your pay or Government Benefits.
  • Visit any of our SkoyPay Reload Network Locations to add cash or checks (fees may apply)
  • Transfer funds using PayPay®,a checking or savings account,or another SkoyPay card account.

Managing Your Money

You’re In Control of Your Money

  • Log in to the online Account Center to see your balance, your deposit and transaction history.
  • Pay bills online instantly, or schedule recurring or future payments.
  • Create a budget. Staying within a budget is easy when you use our planning tools.
  • SkoyPay Mobile Alerts. receive a text message the instant your money is available, and track your card account balance after every transaction.

Sign Up>

Using The Card

Make purchaes anywhere Visa® debit cards are accepted

  • Make purchases at stores, over the phone and online.
  • Withdraw cash at ATMs worldwide.
  • Pay bills, rent, and other necessities.

IMPORTANT INFORMATION FOR OPENING A NEW CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, enrollment requires all financial Institutions and their third-party service providers to obtain, verify, and record Information that Identifies each person who opens a card Account. What this means for you: When you open a Card Account, we will ask for your name, street address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your Bank Verification Number (BVN), driver’s license or other identifying documents. In accordance with federal regulations, until it is activated and registered, a prepaid card is subject to initial load limitations, may not be used for ATM use, international transactions or account-to-account transfers, or be reloaded.

  • “Guaranteed Approval” is contingent upon passing this mandatory identification confirmation.
  • There are costs associated with the use and reloading of the Card Account. See the Cardholder Agreement and the online Account Center for information about the costs, terms, and conditions.
  • Some bill payment services are subject to fees. See the online Account Center for details about the range of methods offered through third-party service providers.
  • To minimize losses, Cardholder must notify SkoyPay promptly of any loss of the card or compromise of the Card Account. Other terms apply. See the Cardholder Agreement for details.
  • Direct Deposit and earlier availability of funds are subject to payor’s support of this feature and timing of payor’s funding. Check with your payor to find out when the direct deposit of funds will start.
  • Fee may be assessed by reload location and may vary from location to location.

SkoyPay Visa Prepaid Cards are issued by Stanbic IBTC, pursuant to a license from Visa International. Skoybus Services Limited, is an authorized Independent Sales Organization of Stanbic IBTC. Use of the Card Account is subject to funds availability and ID verification. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. See the Cardholder Agreement for details.

skoypaywebHow SKOYPAY Works