Bills and Utility Payments


Payments can be via:

  • (Online & Mobile)
  • ATMs (Requires SkoyPay Visa® Prepaid card)
  • Partner Bank Branches (Requires SkoyPay Visa® Prepaid card)

Electricity Bill

The Electricity DISCO is the organisation governing the use of electricity in Nigeria.  Customers can pay for their electricity bills online nationwide. Customers can either make post-paid payments for electricity already consumed or they can make pre-paid payments for electricity yet to be consumed.


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Telecoms Subscriptions


This involves the collection of payments from post paid subscribers and dealers for the following Telecommunication companies:

Television Subscriptions


This involves the collection of TV subscription bills for Pay TV companies such as Multichoice, HiTV, Star TV, DaarSat and MYTV via several channel

Water Bill


Payments are made by both Individuals and Corporates bodies who make use of the Water provided by the various State Water Boards.



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IMPORTANT INFORMATION FOR OPENING A NEW CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, enrollment requires all financial Institutions and their third-party service providers to obtain, verify, and record Information that Identifies each person who opens a card Account. What this means for you: When you open a Card Account, we will ask for your name, street address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your Bank Verification Number (BVN), driver’s license or other identifying documents.

  • -“Guaranteed Approval” is contingent upon passing this mandatory identification confirmation.
  • -SkoyPay payment services are subject to fees. See the online Account Center for details about the range of methods offered through third-party service providers.
  • -To minimize losses, Member must notify SkoyPay promptly of any loss or compromise of the SkoyPay Account. Other terms apply. See the SkoyPay Member Agreement for details.
  • -Direct Deposit and earlier availability of funds are subject to payor’s support of this feature and timing of payor’s funding. Check with your payor to find out when the direct deposit of funds will start.
  • -Fee may be assessed by reload location and may vary from location to location.